Thursday, March 22, 2012

Budgeting

So we have started taking a financial class a few weeks ago.  It is called Financial Peace University by Dave Ramsey.  I am actually enjoying this class and I find it very interesting.  I think that if we kept spending the way we had been spending we would have been faced with a ton of problems.  We just want to get our credit cards paid off and destroyed!!  We have made our first budget and basically that is all we did, make it and not follow it.  This morning as I looked over what we had budgeted for and what we actually spent the whole month of March I was so mad at myself.  I keep hearing that it takes a few months to get the hang of keeping to your budget so I am still hopeful.  Meanwhile we have begun paying off our credit cards and this is the second month that we have not used them at all.  That alone makes me proud of us!  We have made large payments to a cards and I get so excited when I see the remaining balance drop dramatically.  So it has been hard but I am glad that we are receiving this information while we are young and we are still able to turn our situation around for the better.  If anyone has the chance to take this class by Dave Ramsey I would highly recommend it.

Tuesday, March 13, 2012

Tired Tired Tired!

So lately I have been feeling nothing but exhausted!  Everyday has been filled with exhaustion and not wanting to eat.  I cannot wait to be out of the 1st trimester!  With my first two kids I did not have this extreme fatigue that I feel now.  It came out of nowhere and I hate being tired.  I went from never having to take a nap during the day to sleeping for 3 or 4 hours at a time!  It is terrible!  So besides that I have been trying to find out different ways for us to move our room around to make room for our new little addition!  We are all very excited, the kids especially!  Hopefully when I start to have more energy I will be able to make some more interesting updates!